UPI (Unified Payments Interface) has become a crucial tool for seamless and instant money transfers in today’s digital age. However, there are instances where UPI services may get disabled for SBI (State Bank of India) account holders. This is often due to reasons such as sending bulk amounts or as a security measure to protect against potential fraud. Luckily, re-activating your SBI UPI payments can be done easily from your smartphone without visiting your bank branch.
Solution to Re-Activate Disabled SBI UPI Payments
If your SBI UPI payments have been disabled, you don’t need to panic. Re-enabling this feature is a quick process that can be done through the Yono Lite app, which is designed to manage such functionalities. Neither the SBI NetBanking website nor the main Yono app offers the option to enable UPI payments, making Yono Lite the go-to solution.
Steps to Re-Activate UPI Payments :
- Install Yono Lite : Download the Yono Lite app from the Google Play Store or Apple App Store.
- Login with SBI Credentials: Enter your SBI NetBanking username and password to log in.
- Navigate to UPI Transfer Menu: Once logged in, find and click on the UPI Transfer menu.
- Enable/Disable UPI Option: From the UPI menu, select the “Enable/Disable UPI” option.
- Enter Profile Password: Input your profile password to proceed
- Enable UPI and Verify with OTP: Finally, enable UPI and verify the action using the OTP sent to your registered mobile number.
Why UPI Payments May Get Disabled SBI
It’s common for UPI payments to be disabled for SBI customers, primarily due to reasons like transferring a bulk amount, exceeding daily transaction limits, or as a preventive measure against fraud. However, this issue can be swiftly resolved using the Yono Lite app. If you don’t have access to the app, the only other alternative is to visit your local bank branch for assistance
Conclusion
Re-activating your SBI UPI payments can be done easily without visiting a branch. All you need is access to the Yono Lite app, which is the only SBI app offering the UPI enable/disable feature. Whether your UPI was disabled due to security reasons or bulk transactions, following the simple steps outlined above will have you back to using UPI services in no time.